Author name: Ishita Sharma

Ishita Sharma writes about goal-based financial planning for Indian families and individuals. Her content connects saving, budgeting, investing, insurance, and debt decisions to real-life goals such as child education, marriage, retirement, home buying, emergency funds, family protection, and long-term wealth building. She covers topics such as child education planning, marriage goal planning, retirement planning, home-buying goals, inflation-based goal estimation, monthly investment planning, savings timelines, emergency buffers, asset allocation basics, family financial milestones, and goal calculators. Ishita’s writing is structured, thoughtful, and decision-oriented. She helps readers move from vague goals like “save more” to clearer questions such as how much may be needed, by when, what assumptions matter, and what trade-offs exist. Her articles use Indian examples, timelines, ₹ amounts, and simple planning frameworks. Her content is educational and should not be treated as personalised investment, tax, loan, or insurance advice. Since future costs, inflation, returns, product rules, and tax treatment can change, readers should verify current information before acting.

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Salary Increase Strategy: How to Negotiate, Save and Invest Every Hike

Every April, millions of salaried employees in India open an appraisal letter, feel briefly richer, and then discover three months later that nothing has materially changed. The hike arrived. The wealth did not. A salary increase strategy is what separates employees who build on every raise from those who absorb it into lifestyle and start […]

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Marriage Financial Planning: Costs, Savings and Insurance Checklist

Most couples in India spend months planning the guest list, the venue, and the menu — and less than a week on what happens financially once the wedding is over. That gap between the last vendor invoice and the first shared monthly budget is where many new marriages hit their first real money problem. Marriage

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