Author name: Raghav Menon
Raghav Menon writes about employment-linked retirement benefits in India, including EPF, PF, UAN, gratuity, EPS pension, EDLI, VPF, superannuation, and NPS-related salary benefits. His content is designed for employees who see deductions and benefit components in their salary structure but do not fully understand how those amounts work over time.
He covers practical topics such as EPF contribution, employer PF, employee PF, PF withdrawal rules, PF transfer after job change, UAN activation, PF balance checks, EPFO claim status, multiple PF account merging, EPF nomination, gratuity calculation, EPS pension eligibility, EDLI benefits, and tax treatment of PF withdrawals. His articles are useful for freshers, job switchers, employees planning resignation, and families thinking about retirement-linked savings.
Raghav’s writing is rule-focused, patient, and structured around common employee doubts. He aims to simplify official processes without overpromising outcomes. Since EPFO procedures, interest rates, withdrawal rules, contribution limits, and tax treatment may change, readers should verify current rules from EPFO, Income Tax Department, and relevant official sources.
