Author name: Arjun Kapoor

You earn ₹95,000 a month, you want to put away ₹10,000 or ₹15,000 every month, and someone told you a SIP calculator India can show exactly how much wealth that monthly habit will eventually become. You punch in the numbers — and a corpus figure appears that looks almost too large to believe. Right after […]

Every SIP calculator gives you a projected maturity value — but that number only means something if you understand the assumed return behind it. If you are planning to invest ₹5,000 per month in a mutual fund for 10 years, this article runs the calculation at 8%, 10%, and 12% annual return assumptions and shows

You open your mutual fund app and check your SIP portfolio. The screen shows “XIRR: 14.2%.” You switch to the fund’s factsheet and see “3-Year Return: 18.6%.” Then a friend says their lumpsum gave “absolute returns of 65%.” Three different numbers. Same market. Are these even comparable? The answer is no — and understanding why

You started your SIP at ₹5,000 or ₹10,000 a few years ago. Your salary has gone up since then — but your SIP amount has not moved. That gap is exactly what a step-up SIP calculator is built to show you. Instead of modelling a flat monthly investment forever, it lets you estimate what happens